Helping our customers to get maximum benefit from changes in the payments world.

The banking and payments industry is going through a period of unprecedented change.

As well as important developments in cash management software, new payment infrastructures are being created internationally (such as Bacstel-IP and a pan-European ACH known as STEP 2, run by the EBA) and new standards are being introduced (such as SWIFT’s MT103+ message).

These initiatives all share a common objective of improving the efficiency of payments, in order to achieve lower costs and enhanced straight-through processing.

We are strategically aligned with the leading payment infrastructure providers, such as SWIFT, Bacs and the EBA, and we contribute to the industry dialogue on improving payments and working capital management. The papers appearing in this section of our website are a sample of our thought leadership in this international debate. If you would like to discuss any of the ideas expressed in this series of Thought Leadership Papers, please contact our Marketing Department, emea-info@bottomline.com.

Download these papers today

Paper	Description	More
Automating Invoice workflow	Simple steps for automating invoice workflow and approval within Oracle JD Edwards® environments
Automating Invoice workflow	Simple steps for automating invoice workflow and approval within ERP environments
Best Practice Guide	Guide to Best Practice in Streamlining the Financial Supply Chain and Optimising Working Capital
Bridging the back-office disconnect	Bridging the back-office disconnect between large corporates and their cash management banks.
The Sarbanes-Oxley Act	The Sarbanes-Oxley Act (SOA) of July 2002, places new pressures on CEOs and CFOs, requiring them to accept personal responsibility
A SWIFT way to connect corporates to the Payments Revolution	The challenge of streamlining corporate payments and cash management has taken a major step forward with several new initiatives being driven by SWIFT…..
Moving from paper processing to electronic delivery: A step by step migration, not a Big Bang!	Much to the chagrin of early adopters of e-business, Electronic Invoice Presentment & Payment (EIPP) and other related e-commerce solutions have been slower to catch on than was eagerly forecast by consultants…..
Cutting the paper chase in European mutual fund processing	Mutual fund processing in Europe remains highly inefficient, to the extent that research by SWIFT indicates that more than 50% of transactions in the region are still processed manually…..
How the corporate treasurer can help his banker to cut international payments costs	Even today cross-border payments can be more than one hundred times more expensive than domestic ACH (Automated Clearing House) payments…..